How to Choose a Manufactured Home Dealer Near Bonham, TX

11/2/2026

If you live in Bonham or elsewhere in Fannin County and you're shopping for a mobile or manufactured home, you'll spend a lot of time comparing floor plans. It's just as important to compare retailers. The retailer helps with financing, handles the paperwork and coordinates getting the home from the lot to your land. This guide covers what to check before you sign with anyone, and how Hench's of Sherman, a family-owned lot in neighboring Grayson County since 1983, handles each step for Fannin County buyers.

Check the license first

In Texas, manufactured home retailers are licensed by the Texas Department of Housing and Community Affairs (TDHCA). According to TDHCA's Manufactured Housing Division, "A LICENSE IS REQUIRED TO SELL OR EXCHANGE TWO OR MORE MANUFACTURED HOMES TO A CONSUMER IN A 12 MONTH PERIOD." Salespeople must be licensed and sponsored by a licensed retailer or broker, and TDHCA says retailer and salesperson licenses "should always be displayed and visible." Installers must be licensed and bonded too.

So when you visit a lot, look for the posted license, and contact TDHCA's Manufactured Housing Division if you have questions. Hench's of Sherman lists its Texas retailer license number, RBI 1585, on its site.

Compare more than one builder

Different factories build homes differently, and seeing several side by side helps you spot real differences in layout and finish. Ask how many builders a retailer carries and whether you can walk through homes from each. Hench's says you can "compare nine builders side by side, from Cavco and Clayton to Palm Harbor and TRU," Its site names builders including Cavco, Clayton, Deer Valley, Jessup, New Vision, Oak Creek, Palm Harbor and TRU.

The Hench's site lists hundreds of floor plans across single-wide, double-wide and triple-wide homes. For example, the Tulip by TRU Homes is a compact 2-bedroom, 1-bath single-wide with 544 sq ft in a 12'x48' layout. If you need more space, the Roosevelt by Jessup is a 3-bedroom, 2-bath double-wide with 1,680 sq ft. Prices aren't posted online, so call for today's pricing on any home.

Ask about new and pre-owned homes

Not every buyer needs a brand-new home. Ask whether a retailer also sells used homes and what condition they're in. Hench's sells both new and pre-owned single-wides and double-wides. Whichever way you go, make sure the home carries the HUD label that shows it was built to the federal manufactured housing code.

Get delivery and setup details in writing

Most Fannin County buyers aren't putting a home on the retailer's lot; they're putting it on their own land. Ask every retailer exactly who handles transport, setup, leveling, anchoring and finish work, what each step costs, and what isn't included. Hench's says it coordinates transport, set and finish from its lot to your land, and that most of its buyers place their home on land they own. Ask the team for a written breakdown of those costs for your property.

Understand your financing options

Ask which loan types a retailer can help with and whether your land can be part of the deal. Hench's says it offers financing help for every credit situation through one simple application, and that land-home packages are available. For background on one federal option, HUD's Title I manufactured home program insures loans for buyers who meet credit requirements and will live in the home as their main residence. Whatever loan you consider, get the term and total cost in writing and compare offers.

Ask how the retailer handles price

Ask what a retailer will do if you find a better deal. Hench's calls this "The Hench's Price Promise": "Found a home somewhere else? We'll beat the deal." It also says, "Bring us any quote and we will work to beat the price, the terms, or both." Whatever the promise, compare quotes on the same home with the same items included, so you're comparing like with like.

Pay attention to how you're treated

A no-pressure walk-through tells you a lot. Customers' reviews on the Hench's site mention staff by name; one customer wrote, "SUPER knowledgeable and friendly…no pressure." Visit more than once if you need to, and bring your questions.

A quick checklist for Bonham buyers

• The license is posted and checks out
• You've compared homes from more than one builder
• Delivery, setup and finish costs are in writing
• You understand your loan's term and total cost
• You know who to call if something needs attention after move-in

Visit Hench's of Sherman

Hench's of Sherman is at 17245 TX-56, Sherman, TX 75092, west of Bonham along TX-56. The lot is open Monday through Friday 8:00 AM to 5:30 PM and Saturday 9:00 AM to 5:00 PM, and closed Sunday. Call (903) 868-2577, browse homes, or contact the team to plan your visit.