Manufactured Home Financing in Sherman, TX

Hench's Country Liv'n Homes helps buyers in Sherman, Grayson County and North Texas finance a new or used manufactured home. We work with eight lenders that specialize in manufactured housing, so we can match you with the program that fits your credit, your land and your budget.

Loan types

Chattel (home-only) loans. Finance just the home, without land. Common when the home goes on family land, land you already own, or a leased lot.

Land and home loans. One loan that covers the home and the land it sits on, much like a traditional mortgage.

Land in lieu. If you own your land, its value can count toward your down payment, which can lower or eliminate the cash you need at closing.

Down payment programs

• $0 down for qualified buyers
• 3% down
• 5% down

Which program you qualify for depends on the lender, your credit and the property. Our sales team will walk you through the options before you apply.

Our lenders

• 21st Mortgage
• Triad Financial Services
• Cascade Financial Services
• CountryPlace Mortgage
• Cardinal Financial
• FirstBank
• AutoMHatic Financial
• PorchPass

Get started

Call us at (903) 868-2577 or visit the lot at 17245 TX-56, Sherman, TX 75092. You can also contact us online and we'll help you find the right loan.

All loans are subject to credit approval and lender terms. Hench's Country Liv'n Homes LTD, RBI1585.